How Much Life Insurance Should You Carry?

Take this small step to help you feel more confident about your life insurance coverage selection. Small Step: Try Benefit Scout® to help find your life insurance fit Try Benefit Scout, a simple but savvy online life insurance benefits calculator created by Securian...

Ask for Professional Financial Help

A financial counselor can give you a fresh perspective about your financial status and help you create a specific action plan to address your unique financial goals. As an ELCA retirement plan member, you and your immediate family have access — at no additional cost —...

Line Up Your Legal Documents

Documenting your wishes can be a gift to your loved ones, should they face making unexpected and critical decisions on your behalf. Start simply to make your planning more manageable. Once you’ve outlined your wishes and identified the legal documents you think you’ll...

Take Control of Debt

The good news is that debt and its effects can be managed. There are many excellent resources and experts available to help you attack debt in a variety of ways — such as tackling each debt obligation in sequence, budgeting to pay off all simultaneously, or using debt...

Saving for Emergencies

To help you grow your emergency fund, consider this small step. Small Step: Know How Much You Need To Have in Your Emergency Fund Total up your recurring, necessary monthly expenses – things you must pay or can’t do without. Consider these examples: Housing – your...

Track Your Food Spend

To help you reconnect with your food bill, Portico staff recommend this small step. Small Step: See What You Spent on Food Last Month Pull out last month’s credit card statement, check book, and/or banking app Tally up your food costs — groceries and dining out (both...